FREE CONSULT - CREDIT SCORE LAWYER - 301.399.1700
Does your credit report contain inaccurate or misleading information?
Have you made attempts to have the errors hurting your credit score fixed by Equifax, Experian and Trans Union only to be told the inaccurate information has been "verified" and is correct?
Our credit score lawyers can prepare a plan and sue the companies that are violating your rights under the Fair Credit Report Act.
No upfront legal fee. Our credit score lawyers only receive a fee if we win you a settlement, jury verdict or court judgment.
CLICK PIC ABOVE TO ORDER YOUR CREDIT REPORTS FROM ALL 3 BUREAUS FOR FREE FROM ANNUALCREDITREPORT.COM
WE SUE THE CREDIT REPORTING AGENCIES
Common mistakes that a credit score lawyer can help you fix include:
- debts showing as "unpaid" that you actually paid off;
- closed accounts showing as active;
- mixing someone else's credit information intoyour credit report;
- old debts manipulated to appear newer (re-aging); and
- not reporting that a debt was discharged in bankruptcy.
AUTOMATED INJUSTICE
The National Consumer Law Center's Report entitled "Automated Injustice: How A Mechanized System Frustrates Consumers Seeking to Fix Errors In Their Credit Reports: is the most comprehensive compilation of information on how widespread this problem has become. Click below to access their report.
Eric Schaffer, Rate.com
"As a mortgage loan originator I often come across many clients looking to buy a home or refinance a home loan that have credit issues sometimes too difficult for me to resolve that prevents them from achieving their goals. Even small credit issues can have a massive effect on a person's qualifications, loan terms, and mortgage costs. Kevin was introduced to me by an attorney friend of mine who knows I care very much for my clients. After introducing my client to NACA, where we met Kevin, I learned how incredibly thorough, experienced, and professional he was. He has great customer service, and it was a pleasure to work with someone so dedicated to helping my client resolve her credit issues. Really, thank you very much. Very very much. I'll highly recommend you to other clients too. Thank you Kevin."
FAILURE TO INVESTIGATE YOUR CREDIT REPORT DISPUTE
When the credit reporting agencies do not conduct a reasonable investigation of your dispute of inaccurate information in your credit report, call a credit score lawyer.
This investigation must completed within 30-45 days. If you feel your dispute has not been investigated, call and speak with one of our credit score lawyers today.
OUR IDENTITY THEFT LAWYERS CAN HELP YOU - 301.399.1700
A credit score lawyer can help a victim of identity theft if:
- unknown credit accounts appear on your credit report;
- you begin to receive mail with pre-approved credit offers showing someone else's name;
- debt collectors are sending you contacting you regarding accounts you know nothing about;
- your credit report includes names you have never used; and
- statements and bills that you know nothing about are arriving in the mail.
THE CREDIT REPORT LAWYERS AT THE LAW OFFICE OF KEVIN WILLIAMS FIGHT FOR YOUR RIGHTS UNDER THE FCRA
HOW TO BEAT IDENTITY THEFT
Your plan of action if you believe your information is being used unlawfully?
Do not sit back and wait for the problem to resolve itself. Our credit score lawyers can help you. Often, issues relating to identity theft can be compounded by waiting and not taking care of them right away. Identity theft can have some pretty bad consequences on your credit score and should be dealt with immediately.
There are several resources a credit score lawyer can use, including the Fair Credit Reporting Act (FCRA). The FCRA entitles you to a free annual credit report, and an option method to place a fraud block on your credit report.
Additionally, it is important that you speak to a credit score lawyer who can walk you through the process of correcting the information found in your credit report. Our credit score lawyers are here to help.
THE CREDIT REPORT LAWYERS AT THE LAW OFFICE OF KEVIN WILLIAMS FIGHT FOR YOUR RIGHTS UNDER THE FCRA
Tiffany Tate, Pikesville, MD
"Kevin is responsive, capable, and friendly. He knows the credit laws and is truly on your side. He was realistic and confident in his office's ability to help me and explained what he did every step of the way. I had an erroneous collection on my report for over a year. In less than a month, Kevin had the negative information removed from all three bureaus’ reports and my credit score increased by 67 points! This service was at NO COST to me. I highly recommend attorney Williams!"